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Federal law allows you to claim a free copy of all three of your credit reports from Equifax, TransUnion, and Experian once every 12 months. To exercise this right, visit AnnualCreditReport.com. 3.

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You can get a free credit score on NerdWallet and a free copy of your credit reports at AnnualCreditReport.com. Fast ways to build your personal credit include disputing any inaccuracies in your ...