Lower rates make borrowing cheaper ... loan obligations (CLOs), but it also has 17% exposure to warehouse lending (credit lines extended by banks to originate mortgages), 5% to repurchase ...
To make offline UPI payments, dial *99#. A menu will appear with available options: Send Money, Request Money, Check Balance, Pending Payments, Transactions, and UPI PIN.
The digital wallet stores payment information such as your credit and debit cards or PayPal account, so you can use them across Facebook-owned apps without the need to enter it for each transaction.