Your client’s plan has surplus assets. What choices are available for allocating this surplus and testing it? What if there’s a shortfall instead? Review the options available for handling surplus ...

It was a cold winter in most of the country — just ask the Floridians who had to shovel inches of snow to reach the orange trees. And the chill extended to California — at least as far as CalSavers is ...

Private-sector retirement coverage offers a wide range of options for building a financially secure retirement. But any system can sometimes benefit from some fine-tuning. An expert panel offers their ...

The Employee Benefits Security Administration’s (EBSA) probationary employees who were fired on Feb. 21 will be reinstated on Monday, March 10, according to a source. The reinstatement order is ...

Many of us are anxiously awaiting “spring forward” — when we can adjust our clocks back to daylight saving time (March 9). Many service providers, however, will also be setting their calendar back one ...

Participant outcomes in 2024 remained strong — plan sponsors continued to implement automatic solutions and leverage human inertia to influence decision-making, an early preview of Vanguard’s How ...

On March 5, the Social Security Administration (SSA) announced that beneficiaries affected by the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) should expect “higher ...

Plaintiffs represented by Schlichter Bogard LLP have struck a deal in a suit involving target-date funds on the eve of trial. The suit — filed in January 2022 in the U.S. District Court for the ...

One reason that sometimes explains the failure to prepare financially for retirement is being too busy thinking about other people to take care of oneself. An industry expert offers some strategies ...

Many investors are rushing to complete Roth conversions now, as the current favorable tax rates are set to expire after 2025 unless extended by lawmakers. Why the Rush on Roth? With the 2017 Tax Cuts ...

Participation in — and coverage by — the auto-IRA programs run by the states of New York and New Jersey will expand if bills introduced in their legislatures are enacted. Bills are under consideration ...

More than half of U.S. households had retirement accounts in a just-released study by the Congressional Research Service. That’s 54%, to be exact, according to the CRS in “Distribution of Retirement ...